How It Works     

Product Highlights
To get started with Polaris Capital Group and secure the             financial support for your business, please call us at 1-800-399-2096 or fill out our contact form.


Your Business Consultant will start by verifying your business name and address, then discuss your needs and how Polaris Capital Group can help you. Our financial services range from asset-based business funding, in which your current business assets or inventory can be used as collateral, to merchant cash advances or real estate-backed capital that gets you the cash and financial support to grow your business. We collect all of your information that is necessary to get your packet over to our various lenders, where they will underwrite your new funding. Our business consultants work with various institutions to get you the funding you need at the lowest rates.

Flexible Rates

With Polaris Capital Group, you can also get either short- or long-term business funding with flexible rates. Your private banking team will provide you with great options to suit your business funding needs.


Once the consultation is complete and we’ve determined what type of service is the best fit for your small business, your Consultant will help you complete a full application to begin the process. We will then need to collect the following documents from you (the sooner you’re able to provide these, the sooner we can complete the packet) :

  • Bank statements from previous 6 months
  • Photo ID
  • Voided check
  • Wire instructions
  • Personal and/or business tax schedule
  • Business address & website URL

With all the documentation, we begin assembling your package. Our business consultants work tirelessly to complete this as quickly as possible, because we recognize the need small business owners have to secure funding quickly. Our consultants may contact you directly (typically by phone) to provide updates on the process.

Next, we will provide a Term Sheet for your review. This will include:

  • Amount you qualify for
  • Fees & terms of the loan
  • Any other underwriting stipulations

Product Highlights
Your Business Loan Consultant will be available to review this Term Sheet with you and answer any questions you may have. Once you approve and sign the Term Sheet, you will be funded. We place a premium on offering fast service for our clients, so if we receive your approval before 2:00PM (Pacific Standard Time), your loan will be funded the same day.

From start to finish, the loan process typically takes 6-72 hours. Our focus on exceptional customer service and finding the right services to meet your business needs. Many of our clients come back to Polaris Capital Group and refer us to their friends and colleagues. We are proud to offer such an elite set of services and strive to always meet our clients’ expectations. Call 1-800-399-2096 or contact us today to get the financial support you need to help your business grow.